Disclaimer & Regulatory Information

1. Regulatory Status

Dulair Private Family Office is not authorised or regulated by the Financial Conduct Authority (FCA) of the United Kingdom. We are not listed on the FCA Register and do not hold any FCA permissions.

We do not provide regulated financial advice, investment management services, or any other activity that requires FCA authorisation. Nothing on this website or in any communication from Dulair should be interpreted as a personal recommendation, regulated financial advice, or an invitation to engage in regulated investment activity.

Dulair operates as a private family office and facilitates introductions to investment opportunities on a non-regulated basis. Any investment decisions you make are your own responsibility.

2. Financial Promotion Exemptions

Certain content on this website may constitute a financial promotion. Where this is the case, such content is communicated in reliance on exemptions available under the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (the “FPO”), specifically:

• Article 48 – Certified High Net Worth Individuals: Persons who have signed a statement confirming that they had, during the financial year immediately preceding the date of the statement, an annual income of not less than £170,000 or held net assets (excluding primary residence, pension rights, and certain insurance contracts) of not less than £430,000.
• Article 50 – Sophisticated Investors: Persons who have a current certificate from an authorised person confirming they are sufficiently knowledgeable to understand the risks associated with the type of investment being promoted.
• Article 50A – Self-Certified Sophisticated Investors: Persons who have signed a statement confirming that they meet at least one of the criteria set out in Article 50A of the FPO, such as being a member of a network of business angels, having made more than one investment in an unlisted company in the previous two years, working in private equity, or being a director of a company with an annual turnover of at least £1 million.

All investors are required to complete a self-certification process before being granted access to detailed investment materials or opportunities.

3. Risk Warnings

• Past performance is not a reliable indicator of future results and should not be relied upon when making investment decisions.
• Illiquidity risk: Many investments presented through this website may be illiquid. You may not be able to sell or realise your investment when you wish to do so, or at all.
• Property investments are subject to market fluctuations, changes in rental demand, interest rate movements, and regulatory changes that may adversely affect returns.
• Healthcare and venture investments carry a higher degree of risk, including the possibility of total loss of capital. These investments are typically suitable only for experienced investors who understand and accept such risks.
• Tax treatment depends on individual circumstances and may be subject to change in the future. Tax reliefs and allowances are not guaranteed.
• Currency risk: Where investments are denominated in a currency other than your base currency, exchange rate fluctuations may affect the value of your investment.

4. No Investment Advice

The information provided on this website is for general informational purposes only and does not constitute investment advice, financial advice, trading advice, or any other form of professional advice.

Dulair does not make any representation or warranty, express or implied, regarding the suitability of any investment for any particular person. You should not treat any content on this website as a recommendation to invest in any particular asset, security, or strategy.

We strongly recommend that you seek independent professional advice from a qualified and FCA-authorised financial adviser before making any investment decision. You should also consider seeking independent legal and tax advice where appropriate.

5. No Regulatory Protection

As Dulair is not authorised or regulated by the FCA, investors do not have access to the following protections:

• Financial Services Compensation Scheme (FSCS): Investments made through or introduced by Dulair are not covered by the FSCS. If Dulair or any associated entity were to fail, you would not be eligible for compensation under this scheme.
• Financial Ombudsman Service (FOS): You will not have access to the Financial Ombudsman Service for the resolution of disputes relating to investments made through Dulair.

By proceeding with any investment opportunity presented by Dulair, you acknowledge and accept that you will not benefit from these regulatory protections.

6. Website Content & Accuracy

While we endeavour to ensure that the information on this website is accurate and up to date, Dulair makes no warranties or representations of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on this website.

Any reliance you place on such information is strictly at your own risk. We reserve the right to modify, update, or remove any content on this website at any time without prior notice.

Projected returns, forecasts, and estimates presented on this website are for illustrative purposes only and are not guaranteed. Actual results may differ materially from any projections or estimates provided.

7. Third-Party Links & Services

This website may contain links to third-party websites or services that are not owned or controlled by Dulair. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

The inclusion of any link does not imply endorsement, approval, or recommendation by Dulair. You access third-party websites entirely at your own risk and subject to the terms and conditions of those websites.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Dulair Private Family Office, its directors, officers, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, revenue, or anticipated savings
• Loss of data or business opportunity
• Investment losses or diminution in value
• Any loss arising from reliance on information provided on this website
• Any loss arising from the inability to access or use this website

This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if Dulair has been advised of the possibility of such damage.

9. Anti-Money Laundering & KYC

Dulair is committed to complying with all applicable anti-money laundering (AML) and counter-terrorism financing (CTF) legislation, including the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017.

We may be required to carry out identity verification and due diligence checks (Know Your Customer / KYC) before entering into any business relationship or facilitating any investment. We reserve the right to refuse to proceed with any transaction or relationship if satisfactory verification cannot be obtained.

10. Governing Law & Jurisdiction

This disclaimer and any disputes arising out of or in connection with it shall be governed by and construed in accordance with the laws of England and Wales.

The courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with this disclaimer or its subject matter.

11. Changes to This Disclaimer

Dulair reserves the right to amend or update this disclaimer at any time without prior notice. Any changes will be effective immediately upon posting on this website. Your continued use of this website following any changes constitutes your acceptance of the revised disclaimer. We encourage you to review this page periodically.

12. Contact Information

If you have any questions regarding this disclaimer or require further clarification on our regulatory status, please contact us: